Pink Money
Pink Money Podcast is a financial education show for LGBTQ+ listeners ready to take control of their money — and their future.
Hosted by Jerry Williams, a veteran financial professional and advocate, each episode delivers smart, practical guidance on budgeting, debt, investing, retirement, estate planning, taxes, and legacy-building.
💬 Real money talk — from a queer perspective.
⚠️ Disclaimer: The Pink Money Podcast is for educational and entertainment purposes only. It reflects personal opinions and experiences and does not constitute legal, financial, or investment advice. Always seek guidance from a qualified professional regarding your unique situation.
🎵 All music content is credited to the original creators. No copyright ownership is claimed.
© 2025 Jerry Williams | Pink Money Podcast. All rights reserved.
Episodes
59 episodes
Single & Struggling – Step 6: Progress through Now Voyager
Single & Struggling – Step 6: Now Voyager (The Transformation)This is the final step in the Single & Struggling series—and it’s where everything comes together.After organizing your finances, prioritizing w...
Single & Struggling – Step 5: The Mildred Pierce Path to Success
In Step 5 of the Single & Struggling series, we shift from survival to self-reliance—and inspiration comes from an unexpected place: the classic film Mildred Pierce.After organizing your finances, prioritizing what ...
Single & Struggling – Step 4: Setting SMART Goals That Actually Work
In this episode of the Single & Struggling series, we move into the next critical step: setting goals and taking control of your financial life.By now, you’ve organized your finances, prioritized your obligations, and...
Single & Struggling - Step 3: Breaking the Paycheck-to-Paycheck Cycle
In this episode of the Pink Money Podcast, Jerry Williams continues the Single & Struggling series by tackling one of the most critical steps in breaking the paycheck-to-paycheck cycle: understanding where your money is actually go...
Single & Struggling - Step 2: Financial Triage - The Red Zone
When everything feels urgent and the bills are piling up, where do you even start?In this second episode of the Single & Struggling series, Jerry walks you through a practical “financial triage” system to help you prioritize what mat...
Single & Struggling - Step 1: At the Beginning Is a Very Good Place to Start
We all have a starting point—and sometimes it’s not pretty.In this episode of Pink Money, I share a personal story about facing financial chaos head-on and taking the first real step toward control. Before budgeting, before goal...
EPS 53 - Credit Utilization: The Silent Credit Score Killer
Credit utilization is one of the most important — and most misunderstood — parts of your credit score.In this episode of the Pink Money Podcast, Jerry Williams breaks down how credit utilization works, why it accounts for 30% of your cre...
EPS 52 - Single and Struggling?
In this episode Jerry talks about being single and alone and struggling financially what can you do? He offers some practical steps to help move you forward from the basics like taking stock of your financial situation and personal capabilities...
EPS 51 - Teacher, meet 403b/457
403(b) plans confuse a lot of people - and so do the mysterious 457 plans. If you're lucky enough to have access to one (or both), you'll thank yourself later.SEO tags Coreteacher reti...
EPS 50 - What is a consolidation loan?
Ever feel like you’re juggling seven due dates, five interest rates, and one constant headache? In this episode, Jerry breaks down what a consolidation loan actually is (spoiler: it’s usually just a personal loan), how it works...
EPS 48 - One Big Beautiful Bill: Last-Chance Tax Breaks Before 2026
Congress just passed what they’re calling the “One Big Beautiful Bill” — and 2025 is officially your do-it-now year for tax planning.In this solo episode, Jerry breaks down what everyday listeners (especially seniors, working fa...
EPS 49 - Women’s Money Roundup: Lasso That Bull & Take Control
So many women are told “don’t worry, he’s taking care of it” — right up until the moment the money’s gone. In this episode, Jerry welcomes back his friend and longtime finance pro Grace for a candid conversation about why women so often feel in...
EPS 47 - “The $500 Question: Pay Down Debt, Invest, or Buy a Second Home?”
In this episode of Pink Money, Jerry Williams tackles a deceptively simple financial question: What’s the smartest move for an extra $500 a month? Should you pay off your mortgage early, invest in the market, or buy a second h...
EPS 46 - The Ripple Effect: Advisor Fraud, Identity Theft, and Your Score
Fraud doesn’t always look like a Ponzi scheme. Sometimes it’s a smooth voice, a business card, and a “don’t worry, I’ve got it.” In this episode, Jerry unpacks how advisor misconduct happens—from misusing client funds to risky bets that go bad—...
EPS 45 - The $50,000 Truck and the Price of Vanity
Jerry opens Season 6 with a timely reflection on self-worth and spending habits. Inspired by a tire blowout and a chat with a fellow driver, he explores how the cost of vehicles — and vanity — can derail financial goals. Through practical budge...
EPS 44 - Progressive, Flat, or Just Plain Taxing? Understanding How We Really Pay
It’s the Season 5 finale of Pink Money! In this episode, Jerry breaks down one of the most misunderstood topics in personal finance: how taxes actually work. From U.S. progressive brackets to global flat tax systems, Jerry explains why...
EPS 43 - Building Abundance on Your Own Terms – with Gregory True
Jerry welcomes entrepreneur and author Gregory True, whose new book Proud Wealth: Building Abundance on Your Own Terms guides LGBTQ+ listeners through the A-to-Z of personal finance.📚 Get the boo...
EPS 42 - The Truth Behind Life Insurance Quotes and COI
Jerry pulls back the curtain on those nonstop ads for “mortgage protection” and “no-exam” life insurance. He walks through a real-world experiment comparing quotes from Ethos (no medical exam), USAA, and a broker (Big Lou/Pacific Life), showing...
EPS 24 - Pride, Boycotts, and the Business of Backlash: Target, Bud Light & Beyond
Target has been under fire for its Pride displays — from merchandise being ripped down to employees harassed and media voices calling for boycotts. In this episode, unpacks the controversy around Target, Bud Light, and corporate Pride backlash....
EPS 41 - Inflation & Tariffs: What They Really Mean for You
From Jerry explores the real impact of rising prices, inflation, and tariffs—from simple t-shirt math to the historical bread lines of Weimar Germany. He explains how costs trickle down to consumers, why shortages fuel chaos, and how history sh...
EPS 40 - Don’t Put Things Off: Financial Steps to Take Today
From wills to insurance to savings, here are 5 money moves you’ll regret not starting today.
EPS 39 - Life, Death, and LGBTQ+ Resilience: Health, Hate, and the Power of Giving
In this thought-provoking episode of Pink Money, host Jerry Williams dives into the real numbers behind America’s leading causes of death—from smoking and heart disease to suicide and substance abuse—and explores how these realities im...
EPS 38 - The Hidden Cost of Breakups: Protecting Your Money (and Yourself)
In this Pride Month episode of Pink Money, host Jerry Williams reflects on the emotional and financial challenges of breakups—sharing personal stories of how money habits, debt, and resentment can intensify the stress of separation. Je...
EPS 37 - Don’t panic—your 401(k) might just be your best friend: Automatic Enrollment in a 401(k)
In this episode of Pink Money, Jerry Williams tackles a common workplace shock: automatic 401(k) enrollment. When a listener panics after finding their paycheck suddenly smaller, Jerry explains why employers are allowed to do this, how...
EPS 36 – End-of-Year Distribution Planning Don’t let year-end taxes catch you off guard
Jerry talks about EOY distributions from your investment company, what you should start thinking about regarding payouts for dividends and capital gains, along with the current tax rates.